St. George Island Homes under $1.25 million

LAST ONE AVAILABLE! Four beautiful coastal homes were built in this desirable St. George Island community, and three have already sold! This is your final opportunity to own one of these exceptional properties, offering Gulf views, a private pool, modern coastal finishes, and the added advantage of being located in the highly desirable X flood zone. Built in 2024 and sold fully furnished and turnkey, this 3-bedroom, 4-bath home has generated $43,849 in gross rental income for 2026, making it an attractive opportunity for buyers seeking a beach retreat with established rental performance. One of the property's most valuable features is its location in the X flood zone, where flood insurance is generally not required by federally regulated mortgage lenders. With annual insurance costs of approximately $3,000, this home offers a significant ownership advantage compared to many coastal properties. Constructed with the innovative Gold Bolt System, the roof, walls, and foundation are securely connected to provide enhanced structural integrity and high-wind protection. Inside, the thoughtfully designed floor plan features soaring 10-foot ceilings, luxury vinyl plank flooring, a beautifully appointed kitchen with custom cabinetry, and stylish bathrooms with modern finishes. A convenient wet bar adds another touch of luxury, creating the perfect setting for entertaining family and friends. The upper level features an additional sleeping area with bunk beds, providing flexible accommodations for guests and maximizing vacation rental appeal. Step outside onto the spacious sundeck and enjoy beautiful Gulf views, refreshing coastal breezes, and the relaxed atmosphere that makes St. George Island so special. The private swimming pool provides the perfect place to unwind after a day at the beach, while the home's convenient location puts the island's sugar-white beaches, restaurants, and shops just a short distance away. With $43,849 in 2026 gross rental income, annual insurance costs of approximately $3,000, quality construction, and a fully furnished interior, this property offers an exceptional combination of lifestyle and investment potential. Whether you're searching for a second home, vacation rental, or personal coastal getaway, this home is ready to enjoy from day one. Three sold. One remains. Don't miss your opportunity to own the final home in this coastal collection on St. George Island!

215 W Gulf Beach Dr, St. George Island

240 W Gorrie Dr Unit Villa H 2, St. George Island

$789,000

2 Beds ⋅ 2 Baths ⋅ 329782 MLS ⋅ Villas Of St. George H 2 BLDG.

Experience effortless beachfront living in this beautifully (professionally) renovated and furnished 2-bedroom, 2-bath corner residence at the Villas of St. George. Ideally positioned on the ground level and directly on the Gulf, H-2 offers beautiful water views from the living area, beachfront bedroom and private patio—with the rare convenience of stepping outside and walking directly to the beach. Inside, the home feels open, fresh and serene, with a natural coastal palette and thoughtfully selected furnishings creating the relaxed sophistication of a beautifully designed beach cottage. The renovated kitchen features new cabinetry, quartz countertops, tile backsplash and stainless-steel appliances, while ceramic tile flooring flows throughout. Both baths have been beautifully updated, including a hotel-inspired vanity area in the beachfront primary suite with glass tile accents and a tiled shower. A new HVAC (2026) system adds to the turnkey appeal. Offered furnished and never before on the vacation rental market, H-2 is an exceptional opportunity for a personal beach retreat, second home or short-term vacation rental. Enjoy the Villas' private pool and beach access, all within walking or biking distance of island restaurants, shops, the St. George Island Lighthouse and Lighthouse Park. Renovated, furnished, ground-level and directly beachfront—H-2 is ready to enjoy from day one!

240 W Gorrie Dr Unit Villa H 2, St. George Island

$689,000

4 Beds ⋅ 3 Baths ⋅ 329770 MLS ⋅ Island Sanctuary BLDG.

Ditch the fast pace and step into true island time. "Island Sanctuary" is probably just what you're looking for! Tucked away in a peaceful neighborhood, this charming SGI home is the ultimate low-maintenance sanctuary for anyone dreaming of easy-going coastal living. While you're set back from the waterfront for extra privacy and quiet, paradise is never more than a minute away. Grab your flip-flops or hop in the golf cart—a short, scenic cruise brings you straight to the sandy beaches, local hot spots, and stunning sunsets. This 4 bedroom 2.5 bath home offers exceptional living space for island guests not including the ground-level BONUS room with kitchen, 1/2 bath, garage and exterior patio living/entertaining space! Take a minute to view the expansive exterior ground level patio which is perfect for morning coffee and/or soaking up the coastal breeze. Upstairs there's an open living dining/kitchen area with bedrooms set off to the back of the home offering optimal privacy. If you're looking to relax then just head to the front screened porch for cocktails to enjoy the quiet serenity of an established island neighborhood. Whether you're looking for a permanent escape, a weekend getaway, or a vacation rental, this home offers the best of island living with non-stop relaxed vibes. Pack your bags and schedule your tour today- island life is calling! "Welcome to Island Sanctuary"!

323 Bradford St, St. George Island

$569,000

3 Beds ⋅ 3 Baths ⋅ 329725 MLS ⋅ Pelican Pass BLDG.

Great opportunity to own a 3-bedroom, 3-bath vacation cottage on St. George Island! Featuring a private swimming pool and easy beach access, this home offers everything you need for a relaxing island getaway. With excellent vacation rental potential and plenty of room for updates and improvements, this property is an ideal entry into the St. George Island market. Enjoy it as your own coastal retreat, generate rental income, or make improvements to maximize its potential. A great island starter with plenty of possibilities!

832 E Gulf Beach Dr, St. George Island

$1,145,000

5 Beds ⋅ 5 Baths ⋅ 329707 MLS ⋅ Atlantis BLDG.

EXCEPTIONAL VALUE IN ST. GEORGE ISLAND PLANTATION! Discover this beautifully renovated, fully furnished 5-bedroom, 4.5-bath Mediterranean-style retreat offering 2,764 heated and cooled square feet in one of St. George Island's most desirable gated communities. With extensive upgrades, exceptional energy efficiency, and proven rental income, this property offers an outstanding combination of coastal comfort, investment potential, and value. Located just 1,000 feet from the Gulf's sugar-white beaches, this spacious island getaway accommodates 14 guests, making it ideal for large families, entertaining, or vacation rentals. The thoughtfully designed floor plan features two generous living areas, an expansive upper-level deck perfect for island sunsets, and a screened porch for enjoying coastal breezes. Step outside to your private swimming pool, complete with a heater/chiller system for year-round enjoyment. Inside, recent renovations have created a fresh, inviting atmosphere while preserving the home's Mediterranean charm. Improvements include refinished hardwood floors, granite countertops, updated fixtures and hardware, polished metal railings, and refreshed bathroom lighting. Offered fully furnished, this property provides the convenience of a turnkey coastal retreat. A standout feature is the home's impressive energy efficiency! Solar panels installed in 2023 provide power for the entire residence, including the electric water heater, with a reported monthly electric connection fee of approximately $30. Additional improvements include a new water heater, new aerobic septic system, hurricane shutters, aluminum pool safety gates, a golf cart garage, and generous storage. These substantial upgrades offer added value and potential savings on operating expenses. Residents of St. George Island Plantation enjoy 24-hour gated security, two community pools, a clubhouse, fitness center, tennis and pickleball courts, scenic biking paths, and a 3,300-foot private airstrip. INVESTMENT OPPORTUNITY! The property has generated $85,984 in rental income in 2026, demonstrating its appeal as a vacation rental. With five bedrooms, accommodations for 14, a private pool, and proximity to the beach, this home offers the features vacationers seek. Whether you're looking for a personal coastal retreat or an income-producing investment, this property delivers exceptional versatility. With extensive improvements already completed, attractive operating costs, and proven rental performance, this home represents a compelling value in today's market. The seller welcomes serious offers! Schedule your private showing today! New buyer fee of % payable to the Plantation Owner's Association.

2052 Whelk Way, St. George Island

$1,099,000

4 Beds ⋅ 5 Baths ⋅ 329706 MLS

Set within a private community behind the gates of St. George Island Plantation, this furnished coastal home offers a relaxed island setting with convenient beach access, community pool and plenty of space to enjoy life on St. George Island. The home underwent an extensive renovation in 2019, including impact rated windows, metal roof, Hardie board siding, decking and handrails, appliances, and more. The main living level features an open layout with a fireplace and access to both open decks and a screened porch off the kitchen, ideal for enjoying the island breeze and outdoor living. Gulf views can be enjoyed from the main level and primary bedroom. An elevator services all four levels, adding convenience throughout. This home also has a private outdoor shower and access to the community pools and beach walkovers. A turnkey opportunity to own within one of St. George Island's most sought-after gated communities.

1518 Windy Pass, St. George Island

$1,150,000

3 Beds ⋅ 4 Baths ⋅ 329699 MLS

Second-tier St. George Island retreat just 225 steps from the beach, with the beach path only moments away. This private 3-bedroom, 4-bath home offers relaxed coastal living with a private pool, expansive decking, and peaceful wooded surroundings. The home features a newer roof and comes fully furnished with Regina Andrew lighting, Frontgate and Ballard Designs furnishings, and custom window treatments, making it move-in or rental ready. Inside, the open-concept living area flows into an updated kitchen with quartz countertops, double ovens, and a wine refrigerator—perfect for gathering after a day at the beach. The spacious primary bedroom includes a walk-in closet and room to unwind, while the second bedroom is currently set up as a kids' room with an attached flex space used as a sitting/TV area, offering versatility for a playroom, media room, or additional sleeping space. Multiple decks create inviting outdoor spaces, and the private pool provides the perfect place to cool off after a day in the sun. The property is professionally landscaped by Tallahassee Nurseries, enhancing the natural beauty and privacy of the setting. Ideal as a full-time residence, vacation getaway, or investment property, this home captures the best of island living. New Buyer fee .50% to be paid to SGPOA at closing.

1464 Bayberry Ln, St. George Island

$975,000

4 Beds ⋅ 5 Baths ⋅ 329676 MLS

Welcome to 1649 Wayfarers Ct, a beautifully crafted 4-bedroom, 4.5-bath home offering a private pool, elevator, deeded beach access, and dock access complete with your own boat lift. Located within a gated community on the desirable East End of St. George Island, this property combines privacy, convenience, and the best of coastal living. Each bedroom features a private ensuite bathroom and direct access to a covered deck, while laundry rooms on each level add everyday convenience. The main living area offers an open-concept layout with views of both the Gulf and Bay, creating the perfect setting for entertaining guests or enjoying relaxed evenings with family. With generous indoor and outdoor living space, ample parking, and an impressive collection of amenities, this home is well equipped for full-time living, a second home, or a coastal getaway. Call today to schedule your showing! `

1649 Wayfarers Ct, St. George Island

$695,000

3 Beds ⋅ 2 Baths ⋅ 329670 MLS ⋅ Bayside Cottage BLDG.

"Bayside Cottage". Enjoy Spectacular Sunsets from this St. George Island Bayfront Vintage home. 152' Deep Water Frontage on Apalachicola Bay and the Intercoastal Waterway. Private Covered Boat Dock. Natural shoreline buttressed by a boulder seawall and native grasses. Abundant Redfish, Mullet and Crabs entice fishing and net casting off the dock or rev up the boat for direct access to acclaimed Inshore & Off-Shore Fisheries. The 3 BR, 1.5 BA fishing cottage showcases Apalachicola Bay vistas that capture the InterCoastal Waterway and Apalachicola Bridge. Covered boat/vehicle/golf-cart parking. Generous under-house storage and enclosed workshop. Outdoor shower and fish-cleaning sink. Enter the property along a charming split-rail fenced yard graced with mature shade trees and native vegetation. Quick, easy access to acclaimed white sand Beaches and miles of Coastal Bike Path! Popular vacation rental, offered fully furnished.

340 Marks St, St. George Island

$1,100,000

3 Beds ⋅ 3 Baths ⋅ 329653 MLS

Welcome to “Beachfront, Baby!” Where the days start with coffee overlooking the water and end barefoot on the deck with the sound of waves rolling in. Set directly on the beach in the heart of St. George Island, this 3-bedroom, 2.5-bath coastal beach house captures what island living is supposed to feel like: easy, comfortable and centered around the water. Sparkling views fill the home, salty breezes drift across the decks, and the beach is quite literally your backyard. The first level offers two bedrooms, each with its own full bath. The primary suite opens directly onto a spacious private beachfront deck, a peaceful spot for slow mornings and sunrise skies. Upstairs is where the house really comes together. The bright, open living level connects the kitchen, breakfast bar, dining and living spaces, while large windows and glass doors keep your eyes drawn toward the beach. Step outside onto the adjoining deck for dinner in the ocean breeze, cocktails at sunset, grilling with friends or simply settling in and listening to the waves. Above, the third-level loft overlooks the living area and adds a fun, flexible bedroom space, especially for kids. Multiple decks and exterior stairs make coming and going from the beach easy, and the outdoor shower is waiting when you come back sandy and sun-kissed. This is a home made for beach days and good company! Spend the morning on the sand, come home for lunch on the deck, wander into town for dinner, then end the night outside under the stars. And because the home sits at the end of the row, it feels more open and private than you might expect from such a convenient location. You are close enough to walk to many of SGI's favorite restaurants, shops, Lighthouse Park, the playground and community events, yet when you are home, the water and beach take center stage. Recent improvements add even more value and peace of mind, including a new roof in 2025, new HVAC units, new water heater, LVP flooring installed, a remodeled guest bath and fresh interior paint throughout. The decks have also been reinforced and a new beach walkover added, making it even easier to step out the door and enjoy the reason you came to St. George Island in the first place: the beach! Currently a popular vacation rental managed by Fickling Vacation Rentals, “Beachfront, Baby!” is being offered turnkey with an established rental history. Keep it as your own island getaway, continue using it as an investment property, or enjoy the best of both. Beach days. Bare feet. Salty air. Crashing waves. Long afternoons outside and nowhere you need to be... “Beachfront, Baby!” is a little slice of the St. George Island life, and it's ready for its next chapter. ** Seller is a licensed real estate agent.**

252 E Gorrie Dr, St. George Island

$849,000

4 Beds ⋅ 3 Baths ⋅ 329525 MLS

Welcome to 980 E Pine Ave, a beautifully updated 4-bedroom, 3-bath island home situated on a spacious corner lot and surrounded by large, mature live oak trees. Never used as a vacation rental, this well-maintained property has recently undergone interior renovations and fresh paint, creating a comfortable coastal retreat that is ready to enjoy. Inside, you'll find luxury LVP flooring, beautiful white pine ceiling accents, an updated kitchen, and renovated bathrooms. Major improvements include a new roof in 2019, flooring in 2019, kitchen renovation in 2021, bathroom renovation in 2022, and a new HVAC system in 2025. The home is also equipped with a water softener and whole-house water filtration system. One of the true highlights of the property is the private pool area. Surrounded by mature live oaks and lush natural surroundings, the backyard feels like your own private island oasis. The pool and deck were resurfaced in 2025, creating an inviting space for relaxing, entertaining, or cooling off after a day at the beach. The home also offers peek-a-boo bay views, along with a workshop and generous storage underneath the house—perfect for beach gear, bikes, fishing equipment, tools, and all the extras that come with island living. Located on a corner lot with direct beach access at the end of the road, you're just a short walk from the white-sand beaches and Gulf waters of St. George Island. With four bedrooms, three bathrooms, a private pool, mature live oaks, extensive updates, and convenient beach access, 980 E Pine Ave offers the complete island lifestyle—whether you're searching for a primary residence, second home, or future vacation rental investment.

980 E Pine Ave, St. George Island

$1,175,000

3 Beds ⋅ 2 Baths ⋅ 329509 MLS

At 409 North Sawyer, St. George Island, the sunsets are exquisite. Watch the fish jump. Drop a line off the dock, or just wait for the sun to go down over the bay — from your own back deck, every evening. Three bedrooms, two baths, and 90 feet of bay frontage to call your own. Remodeled top to bottom. The kitchen is completely new, including a reworked layout, all new cabinets, and all new appliances. The bathrooms are new. The decks are new. The AC units, inside and out, are new. Even the seawall has been reinforced with rock. The heavy lifting is done. Water at your doorstep. Your own private dock puts fishing a few steps from the door, and the calm bay makes launching a kayak or paddleboard effortless — no trailer, no boat ramp, no waiting in line. Room to gather. Underneath the house, a screened living area gives you shaded, bug-free entertaining space — the spot where everyone ends up after a day on the water. Truly turnkey. The home is being sold furnished, and that includes the golf cart, the kayaks, and the paddleboard. Show up with a suitcase and you're on island time by the afternoon. On Florida's Forgotten Coast, where the pace is slower and the crowds thinner, 90 feet of bayfront with direct water access and this level of updating doesn't come along often. Come sit awhile and see for yourself. Write a message

409 N Sawyer St, St. George Island

St. George Island Homes under $1.25 million

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