Apalachicola Homes under $400,000

Apalachicola Homes under $400,000

Welcome to Apalachicola, Florida, a hidden gem nestled along the Gulf Coast in Franklin County. Known for its rich history, charming architecture, and vibrant community, Apalachicola offers an enchanting blend of small-town charm and coastal beauty. With its picturesque streets lined with historic homes and a bustling waterfront, this quaint city is a haven for those seeking a slower pace of life and a connection to nature.

Apalachicola is renowned for its seafood, particularly its famous oysters, and boasts an array of delightful restaurants, boutiques, and art galleries that contribute to its unique coastal culture. The nearby Apalachicola National Estuarine Research Reserve provides endless opportunities for outdoor enthusiasts, from kayaking and fishing to birdwatching and hiking, making it an ideal destination for nature lovers.

For those looking to call Apalachicola home, you’ll be pleased to discover a variety of beautiful properties available for under $400,000. Whether you’re searching for a cozy cottage with a view of the bay or a charming bungalow just a stone’s throw from downtown, there’s something for everyone in this picturesque city. These affordable homes not only offer a fantastic value but also the chance to immerse yourself in a welcoming community that values its heritage and natural surroundings.

Experience the magic of Apalachicola, where Southern hospitality meets coastal living, and find your perfect home in this enchanting locale today!

Newest Apalachicola Homes under $400,000

255 The Prado, Apalachicola
$349,900
3 Beds ⋅ 2 Baths ⋅ 329675 MLS
Beautiful Florida cottage located just one mile from downtown Apalachicola. Built in 2006, this well-maintained 3-bedroom, 2-bath home features an open great room with vaulted ceilings, creating a bright and inviting living space. The freshly painted interior, easy-care LVP flooring throughout the home, along with new state of the art stainless steel appliances and a stunning walk-in shower in the primary bedroom. The galley kitchen features granite countertops, a breakfast bar open to the great room, ample cabinetry, and a separate pantry. A walk-in laundry room adds everyday convenience. Recent upgrades include a newly installed HVAC system in 2025. Both bathrooms have been updated with new vanity tops and fixtures. Enjoy outdoor living on the back deck overlooking the spacious backyard, or relax on the shady front porch and greet friendly neighbors. Located in a quiet residential neighborhood with easy access to downtown Apalachicola, shopping west of town, and just a 10-minute walk to Apalachicola Bay. NEELS ADDITON BLOCK 1 LOT 5

255 The Prado, Apalachicola
228 17th St, Apalachicola
$375,000
2 Beds ⋅ 2 Baths ⋅ 329650 MLS
Easy living defines this planned single-story, two-bedroom, two-bath home, where quality construction meets relaxed Apalachicola style with a welcoming front porch. The seller is offering $15,000 toward buyer closing costs with a 1yr Builder Warranty. The split floor plan creates privacy, while vaulted ceilings lift the living room and second bedroom. A tray ceiling adds polish to the primary bedroom, and its ensuite bath features a large tile shower, double-sink vanity, and huge walk-in closet. The kitchen includes solid wood soft-close cabinets, granite countertops, a breakfast bar, and stainless steel Frigidaire appliances, including a self-cleaning air-fry oven. Luxury vinyl flooring, spray foam insulation, double-pane vinyl windows, and durable Hardie board siding support efficient living. Out back, a 14 x14 covered patio opens to a 14 x 22 uncovered patio with an outdoor grill. The home is planned in the X flood zone. Piggly Wiggly is nearby, downtown Apalachicola is a short golf cart ride, Ten Foot Hole Boat Ramp is about five minutes away, and Saint George Island is fifteen minutes away. Secure this home today and curate your preferred colors from the builder's color palette.

228 17th St, Apalachicola
143 4th St, Apalachicola
$399,999
2 Beds ⋅ 3 Baths ⋅ 329646 MLS
This one-of-a-kind wooden houseboat was carefully moved onto land and expanded into a distinctive 2-bedroom, 2.5-bath home in Apalachicola's commercial district. One full bath is open-air, and a loft accessed by ladder offers additional flexible sleeping space. C-1 zoning unlocks exceptional versatility. Use it as a private residence, generate income through short-term rentals on Airbnb, VRBO, and other platforms, or explore collaborative commercial possibilities—art gallery space, consignment, workshops, retreats, or mixed-use concepts. Multiple areas on the property support expanded structure and development while remaining compatible with the surrounding historic tree city setting. The grounds have been thoughtfully groomed, with flora and fauna that evoke the feel of Key West-style cottages. This shabby-chic artisan home was built with the involvement of multiple commissioned artists, giving it authentic character and craftsmanship. A new storage shed with electrical service sits in the backyard off the alley, adding practical utility. Just two blocks from downtown, the location combines convenience with strong income potential. Endless possibilities exist here. Whether you envision a primary home, a high-demand rental, a creative collaborative space, or a combination of uses, C-1 zoning and this uniquely prepared property put the opportunity firmly in the buyer's hands.

143 4th St, Apalachicola
269 24th Ave, Apalachicola
$170,000
2 Beds ⋅ 2 Baths ⋅ 329637 MLS
If your looking for affordable, well maintained, and conveniently located investment in Apalachicola- Here is your deal! This 2019 single-side manufactured home offers 2 bedrooms and 2 full bathrooms with a comfortable, functional layout that makes the most of every square foot. This home has been well cared for and is fully furnished for you to be able to pack your bags and move right in or stay and play for a weekend getaway. Just minutes from downtown Apalachicola, you can hop on your golf cart and be anywhere you want to be downtown in just minutes. Come see what the laid back coastal lifestyle is all about without spending a fortune. Give us a call today!

269 24th Ave, Apalachicola
50 15th St, Apalachicola
$275,000
2 Beds ⋅ 1 Baths ⋅ 329566 MLS
For Sale: Located in the desirable South Historic District, this authentic Apalachicola cottage is ready for renovation. See the potential in its high ceilings, open floorplan, original windows and a covered front porch. This special cottage also retains its original tongue and groove pine floors, walls and ceilings. Location is key, Lafayette Park is less than 2 blocks away where you can enjoy the serenity of Apalachicola Bay. Call today for an appointment!

50 15th St, Apalachicola
222 24th Ave, Apalachicola
$279,000
3 Beds ⋅ 2 Baths ⋅ 329558 MLS ⋅ The Byrd House BLDG.
This house sits on three city lots making it very unique — and means there is ample space for family activities- boat storage and with proper fencing added privacy. It is a wonderful corner lot with a three bedroom two bathroom home— a very large laundry room with lots of storage space —roof was replaced in 2019 and storm shutters were installed in 2019. New HVAC system in place. Appliances and flooring are reasonably new and in excellent shape. This home is close to ABC school- Weems Hospital- library shopping and restaurants. There's a potential for either long-term rental or private family residence. Ie this could be a good revenue producer. Listing agent must accompany all showings. This property is being sold as is. There is a long-term renter occupying the house therefore we are requesting 24 hours notice for all showings. The long-term renter may be interested in staying in the house if buyer is seeking a long term renter.

222 24th Ave, Apalachicola
1494 Bluff Rd, Apalachicola
$289,000
4 Beds ⋅ 2 Baths ⋅ 329373 MLS
Opportunity awaits at 1494 Bluff Road in Apalachicola, where space, acreage, and location come together on a generous 1.65-acre corner lot. Offering approximately 2,898 square feet of heated and cooled living space, along with plenty of additional outdoor living areas, this property provides a substantial footprint and plenty of room to create something special. Boating and fishing enthusiasts will also appreciate being just a short drive from multiple area boat ramps and all the outdoor recreation the Apalachicola area has to offer. This home is in need of some renovations and updating and is being offered in its current condition. The work needed has been taken into consideration when establishing the price, creating an opportunity for a buyer willing to take on a renovation and unlock the property's potential. Whether you're looking for a primary residence, coastal getaway, or renovation project, the combination of nearly 2,900 square feet of living space, a large corner lot, abundant outdoor living area, and convenient access to the water offers a strong foundation to work with. Bring your vision and take advantage of the opportunity to transform this spacious Apalachicola property into something truly your own.

1494 Bluff Rd, Apalachicola
168 21st Ave, Apalachicola
$339,000
2 Beds ⋅ 2 Baths ⋅ 329200 MLS
NEWLY REINTRODUCED and exceptionally positioned in the Apalachicola market, this beautifully updated home offers an inviting blend of timeless Southern charm, modern comfort, and move-in-ready appeal. Meticulously maintained inside and out, the home features refinished hardwood floors, detailed millwork, a fresh coastal-inspired color palette, and thoughtful improvements throughout. The updated kitchen showcases new countertops, backsplash, appliances, and custom lighting, while major upgrades include a brand-new HVAC system with a 10-year warranty and an on-demand hot water system. Outdoors, lush gardens and manicured landscaping create a private retreat with raised garden beds, a new rear deck, elegant boardwalk, freshly painted porches, and a charming 8x16 cottage-style storage shed. Enjoy a wonderful Apalachicola lifestyle with the community garden and dog park within walking distance, plus easy access to the shops, restaurants, waterfront, and historic charm of downtown Apalachicola. Thoughtfully updated, beautifully maintained, and attractively priced, this charming home presents an exceptional opportunity to enjoy the relaxed lifestyle and distinctive character that make Apalachicola so special.

168 21st Ave, Apalachicola
217 15th St, Apalachicola
$375,000
3 Beds ⋅ 2 Baths ⋅ 329156 MLS
Fresh on the market, this thoughtfully crafted three-bedroom, two-bath home delivers coastal luxury with real substance—and the seller sweetens the deal with $15k toward closing costs. Consider it a warm handshake before you even move in. Convenience shapes daily life here. Ten Foot Hole public boat ramp sits roughly five minutes away, while the sugar-white beaches and clear waters of Saint George Island wait about fifteen minutes south. Downtown Apalachicola? A breezy golf cart ride, perfect for lingering lunches, boutique browsing, and easygoing small-town afternoons. The Piggly Wiggly grocery store rounds out the errands within a quick hop. Curb appeal arrives immediately, thanks to refined Craftsman-style trim, durable Hardie lap siding, handsome shake accent gables, and a standing seam metal roof built to last. Inside, luxury vinyl flooring flows through a bright, welcoming interior. The kitchen strikes a smart balance between beauty and function, showcasing solid wood cabinetry with soft-close doors, granite countertops, a center island wired with electric, and stainless steel Frigidaire appliances—including a self-cleaning oven with a handy air fryer. Behind the good looks lies serious efficiency: spray foam insulation in the walls and roof, double-pane white vinyl windows, and the reassurance of an X flood zone. Relax on the covered twelve-by-twenty back patio, and appreciate life with no homeowners association dictating your weekends. Your coastal retreat awaits—reach out today.

217 15th St, Apalachicola
278 The Prado Unit E-4, Apalachicola
$265,000
3 Beds ⋅ 3 Baths ⋅ 329013 MLS
From the Owners: Welcome home to E-4, a charming three - bedroom, two and a half bath Smart home located in Apalachicola's desirable Palmer Pointe townhouse community. Completed in 2023, Palmer Pointe is a small townhome community nestled just outside the historic district of Apalachicola. This well-maintained home boasts several upgrades, including: a whole-home water filtration system with reverse osmosis at the sink and refrigerator, a privacy-fenced backyard with covered patio, an ADT security system with Ring cam, and a one-car garage perfect for your golf cart, car, or storage needs. The ground floor features: a spacious open concept kitchen with pantry, bar seating, living room, dining area and half bath. Upstairs, you'll find the primary suite with an attached bath and walk-in closet separated from two additional bedrooms with shared full bathroom and laundry. Granite countertops throughout the home, stainless steel Whirlpool appliances, Carrier HVAC, and matching Whirlpool washer and dryer complete the luxurious features. Downstairs, laundry and bathrooms are finished with luxury vinyl plank flooring. Upstairs, there's ample storage space. This property would make an excellent primary residence or delightful vacation getaway for you and your family. Conveniently located, Palmer Pointe offers easy access to all the local shops and restaurants in the downtown historic area. Apalachicola is just minutes away from the picturesque white sand beaches of St. George Island. The home provides the convenience of the beach life without the need for flood insurance as it is situated in flood zone X. With HOA-provided lawn care, street lights, and termite protection, Palmer Pointe offers a convenient and stress-free year-round vacation lifestyle. Come explore all the unspoiled beaches, lakes, rivers and forests the Forgotten Coast has to offer, A New HOA buy in fee of $250 is required.

278 The Prado Unit E-4, Apalachicola
110 14th St, Apalachicola
$375,000
2 Beds ⋅ 2 Baths ⋅ 328996 MLS
Experience Apalachicola living in this beautifully updated home in the Historic North Side. Fully furnished and turnkey-ready, this 2-bed/2-bath, two-story home has been upgraded inside and out. Filled with Florida sunshine, the first floor features a spacious dining area and kitchen with quartz countertops and stainless steel appliances, while two distinct living areas allow for versatile entertaining. Also on the first floor, the master suite offers a walk-in closet and an ensuite bathroom, and a private guest bedroom with French doors that lead to the backyard. Upstairs, two smaller bonus rooms provide space for a craft den, painting studio, a cozy study, or additional guest quarters. Recent upgrades include fresh interior paint, durable LVP flooring, updated lighting fixtures, and new ceiling fans throughout. Outside, the home boasts new Hardie board siding, a screened-in back porch, and a fenced yard for added privacy. Located just minutes from downtown, you'll enjoy quick access to shops, restaurants, art galleries, and breweries, easily accessible by golf cart. Experience relaxed coastal living in one of Apalachicola's most desirable neighborhoods. Schedule your private showing today. New HVAC installed 10/5/2026

110 14th St, Apalachicola
150 Hathcock Rd, Apalachicola
$389,000
5 Beds ⋅ 2 Baths ⋅ 328864 MLS
Welcome home! This spacious 5-bedroom, 2-bath home sits on a one-acre corner lot just minutes from downtown Apalachicola and local boat launches; and only 30 minutes from the white sands of St. George Island. Inside, you'll find a spacious floor plan with vaulted ceilings, custom cabinets, and plenty of natural light. Outside, relax on one of two covered porches or enjoy a dip in the above-ground pool. A home this size at this price won't last long!

150 Hathcock Rd, Apalachicola
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