St. George Island Homes with Bay Waterfront description

St. George Island Homes with Bay Waterfront description

Welcome to St. George Island, a hidden gem nestled in the heart of Franklin County, Florida. This idyllic barrier island is known for its pristine beaches, vibrant natural landscapes, and a laid-back atmosphere that invites you to unwind and embrace the coastal lifestyle. With the Gulf of Mexico on one side and the tranquil Apalachicola Bay on the other, St. George Island offers breathtaking views and a unique blend of adventure and relaxation.

As you explore this charming island, you’ll find an array of homes with stunning bay waterfront views, perfect for those seeking a serene retreat. These properties boast direct access to the calm waters of Apalachicola Bay, where you can enjoy kayaking, paddleboarding, or simply soaking in the sun on your private dock. Imagine waking up to the gentle sounds of the bay, sipping your morning coffee while watching the sun rise over the water—this could be your everyday reality.

The homes here are designed to harmonize with the natural beauty of the surroundings, featuring spacious layouts, modern amenities, and expansive outdoor spaces perfect for entertaining. Whether you're looking for a cozy beach cottage or a luxurious waterfront estate, St. George Island offers a diverse selection of properties to cater to your needs.

Beyond the homes, the island is rich in recreational opportunities, from fishing and boating to exploring the nearby state parks and wildlife refuges. St. George Island is not just a place to live; it’s a lifestyle that embraces the beauty of nature and the warmth of community. Come discover your perfect bay waterfront home and start creating unforgettable memories in this coastal paradise!

Newest St. George Island Homes with Bay Waterfront description

$1,999,700
3 Beds ⋅ 5 Baths ⋅ 328880 MLS ⋅ Flamingo Bay BLDG.
Custom Built, BAY FRONT home with private dock. PRIVATE BEACH. NO MARSH to wade through. Excellent fishing! Reds and trout caught right off the dock! Top of the line appliances including: WOLF gas range, NEW refrigerator, BOSCH dishwasher, leather topped granite kitchen countertops. On demand water heater, and AC installed 2018, New Air Handler 2025. New septic blower, pump & control panel in 2020. NEW 2025 DRAIN FIELD. Brilliant Pine flooring & ceiling add to the beauty of this home. The fireplace and comfortable High End furnishings as well as the view of the BAY, make the perfect setting to watch sunsets. The Florida Room off the master bedroom adds to the privacy of the Master Suite. It shares an entrance to the attached BAY SIDE fully screened in porch with a extra long dining table, comfortable sitting area and a porch swing. With EXCELLENT VIEWS and ENTERTAINING this bay side porch has a kitchen window pass through, for all your culinary items. Wrap around hurricane shutters offer the protection needed for storms. The attached, drive through garage is a great place to store your boat, golf cart and all of your recreation items. NEW rip rap along the entire bay side shoreline. Sand Beach inside entire line of rip rap. The outdoor shower and a 1/2 bathroom are easily accessible on ground level. Take the NEW Lift/ Elevator up to the street side porch or either of the three stairways to reach the one level living space. Handicap accessible. Owners stay in the house several weeks throughout the year. INVESTORS - GREAT RENTAL!! Community offers: pickleball, tennis, two swimming pools, club house, weight room, bike path, air strip, security... Great opportunity to own this waterfront one of a kind, GORGEOUS, beautifully staged, FULLY FURNISHED home in the Plantation, on St. George Island. If uncompromising, High End Quality, is important to you, purchase this exquisite home! Projected 2026 income $100K. HOA Buy In fee .5% purchase price

1419 Dove Ln, St. George Island
$1,200,000
4 Beds ⋅ 3 Baths ⋅ 328642 MLS
Welcome to a true bayfront retreat where Old Florida charm meets effortless coastal luxury. Nestled on a private, naturally wooded acre within the coveted Plantation community, this 3,000+ square foot residence captures the essence of island living with sweeping views of the emerald bay, serene flats, and endless skies. Designed for both relaxation and entertaining, the home features two spacious living areas that offer comfort and flexibility for gathering with family and guests. The primary suite is a private sanctuary, complete with an ensuite bath, generous walk-in closets, and a large soaking tub perfect for unwinding after a day on the water. The thoughtful layout includes a lower level bedroom for convenience, while two additional bedrooms upstairs provide privacy and elevated views. Expansive wraparound porches invite you to enjoy coastal breezes, swaying palms, and ever-changing bay views. Just moments away, the pristine white sand beaches of St. George Island stretch for miles, offering some of the most untouched shoreline on the Gulf Coast. Spend your days beachcombing, boating, or simply taking in unforgettable sunsets. Inside, timeless details like a cozy fireplace and classic Florida interior shutters pair beautifully with exterior shutters that enhance both charm and function, creating a warm and refined Old Florida feel. This property is a fisherman's paradise with incredible waterfront potential and access to some of the area's best fishing. An adjacent lot is also available, offering a rare opportunity to expand your private coastal estate. Located within the Plantation, residents enjoy multiple pools, a clubhouse with exercise room, a private airstrip, and proximity to prime fishing at the cut. By boat, explore St. George Island or Apalachicola with ease. This is more than a home. It is a lifestyle defined by nature, privacy, and the beauty of the Forgotten Coast. .5% buyer fee for Plantation HOA

2039 Sand Dollar Trl, St. George Island
$1,899,000
4 Beds ⋅ 4 Baths ⋅ 328428 MLS
Welcome to your private coastal retreat—this custom-built bayfront home is a showcase of quality craftsmanship, thoughtful design, and sustainable living. Meticulously maintained and never rented, this residence offers a peaceful sanctuary with stunning bay views and first-class amenities. Step inside to an open-concept layout featuring inviting color palette and low-maintenance COREtec flooring. The chef's kitchen is outfitted with quartz countertops, stainless GE Profile appliances, and a smart, stylish flow perfect for entertaining. Spa-like tiled bathrooms, walk-in showers, and 9' ceilings elevate the comfort throughout. Walls of 7' tall impact-rated windows and glass doors frame breathtaking bayfront vistas. The entire home is energy self-sufficient, thanks to a battery backup solar system that contributes to very low monthly electric costs. Enjoy over 345' of private dock with rope-trimmed railings leading to your 10,000 pound capacity boat lift, with 12,000 pound capacity, 8' wide straps. The dock is also wired for power and plumbed for water. Shoreline riprap extends beyond the lot lines, providing extra erosion protection with a small break in the rocks to launch your kayaks or paddle boards. Catch fish or crab from the dock, rinse off in the enclosed outdoor shower, and relax on expansive covered decks on both the 2nd and 3rd floors. Practical touches include an elevator to all floors, under-house parking and entertainment space (14' x 30'), easy-access platforms via full set of stairs for the solar system and HVAC, and low-maintenance landscaping. Whole-home water filtration system provides enhanced water quality and added peace of mind. This is more than just a home—it's a testament to quality, sustainability, and the bayfront lifestyle.

1229 Watkins Cv, St. George Island
$849,000
328409 MLS
Discover the rare beauty and solitude of St. George Island's coveted East End with this exceptional 1.4 acre bayfront parcel. Homesite has been cleared and ready for development. The property presents an outstanding opportunity to design and build your custom coastal retreat on beautiful Apalachicola Bay. Offering 100 feet of private waterfront frontage, the property has been permitted to repair or rebuild the current dock structure with new dock building materials for less maintenance and durability. Enjoy world-class fishing, kayaking, paddle boarding, canoeing, and exceptional wildlife viewing right from your backyard. Beach access and the island's scenic bike path are conveniently located nearby, allowing effortless enjoyment of the Gulf's sugar-white sands and refreshing sea breezes. Known for its low-density setting and preserved natural landscape, the East End offers a peaceful coastal lifestyle with close proximity to St. George Island State Park, where miles of untouched shoreline, nature trails, and native wildlife await. A short distance away, in the center of the island, you will find local boutiques, restaurants, grocery store and the historic St. George Island Lighthouse and Museum—perfectly balancing privacy, recreation, and convenience. Some of the best sunsets you will ever see take place from this remarkable property. Whether envisioned as a private waterfront home, luxury vacation home, or investment opportunity, this outstanding property embodies the spirit of refined island living. For those looking for coastal solitude, it doesn't get any better than St George Island.

1805 E Gulf Beach Dr, St. George Island
$1,425,000
4 Beds ⋅ 3 Baths ⋅ 328286 MLS
Beautiful Waterfront Vacation Home for Sale “Come for the view — stay for the privacy, private dock, and boat slip.” Welcome to your dream coastal retreat. Nestled on a quiet waterfront cove with 210 feet of shoreline, this stunning 4-bedroom, 3-bathroom home offers breathtaking, unobstructed views of Smuggler's Cove Bay, exceptional privacy, and direct water access with a private dock and boat slip. Set on a wooded one-acre lot, the home is surrounded by natural beauty and tranquility. Expansive picture windows fill the spacious living area with natural light while perfectly framing the spectacular waterfront scenery. Built in 1994 by renowned local builder Carl Hoffman, this home has been lovingly maintained and thoughtfully updated over the years. Unlike many vacation properties, it has not been rented in years and has instead been carefully cared for by a family who spend six months each year enjoying it as their seasonal home. Many upgrades are afforded you, including; hurricane shutters, newly replaced tin roof (2024), weathered cedar siding (power washed 2025), upgraded electrical box, whole house wired for generator (2018), Gas Fireplace, Water Heater replaced (2026), Sewer “Aerobic” septic tank, two car covered garage with 3 separate storage compartments, ample space for your perfect outdoor kitchen. All furnishings are negotiable. Located within The Plantation, a prestigious private gated community with 24-hour roaming security, residents enjoy exclusive amenities including: Private airfield. Community beach. Clubhouse. Swimming pool, Exercise room, Pickleball courts, Tennis courts This is a rare opportunity to own a beautifully maintained waterfront getaway offering privacy, comfort, and unforgettable views. Schedule Your Private Tour For more information or to arrange a showing, contact: Bill Zester Anchor Realty 973-650-3318 ________________________________________

1915 Smugglers Cove Rd, St. George Island
$420,000
328035 MLS
Discover the beauty and tranquility of the East End of St. George Island with this one-acre waterfront homesite. Partially cleared and ready for your vision, this exceptional property offers the perfect setting to build your dream coastal retreat. Enjoy peaceful bayfront living with your own 198' fishing pier built in 2021 and direct access to some of the best kayaking, paddle boarding, and canoeing waters on the Forgotten Coast. The calm waters of Apalachicola Bay provide endless opportunities for fishing, wildlife watching, and unforgettable days on the water. A convenient beach access easement and bike path just across the street makes it easy to experience the sugar-white sands and Gulf breezes anytime you choose. The East End is known for its low density, natural beauty, and proximity to St. George Island State Park—offering miles of pristine shoreline, scenic trails, and abundant wildlife. Located just over 3 miles from the heart of the island, you'll enjoy quick access to local shops, restaurants, and the iconic St. George Island Lighthouse and museum—blending laid-back coastal living with convenience and charm. End each day with breathtaking sunsets over the bay, where the sky reflects across the water in stunning color. Whether you're planning a private getaway or a future investment, this property delivers the best of island living—peaceful, scenic, and truly unforgettable.

1721 E Gulf Beach Dr, St. George Island
$1,399,000
4 Beds ⋅ 4 Baths ⋅ 327933 MLS
Update: 119,410 in gross rental income already on the book as of 07/12/26. Positioned within the gated Mariner Harbor community on St. George Island, this fully renovated bayfront retreat delivers the rare combination of luxury coastal living and serious income potential. With rental income exceeding $109,000 as of 04/03/26 and projections expected to surpass $130,000 annually, this is a property that performs as well as it presents. Designed for both relaxation and return, this 4-bedroom, 3.5-bath home features an elevator, a fully screened heated pool and hot tub, and a private deep-water dock with a 10,000-pound boat lift—providing immediate access to some of the area's best fishing waters. The dock has been recently upgraded with Flow-Through composite decking, offering durability and low maintenance for years to come. The home also borders the walkway to the community dock, adding even more convenience for owners and guests. Inside, thoughtful renovations elevate the space with new flooring, countertops, cabinetry, and a striking marble gas fireplace. Expansive bay views and unforgettable sunset backdrops create a true waterfront experience from nearly every room. Step outside to your private backyard oasis, where lush landscaping surrounds the screened pool area, creating a peaceful, resort-style setting. The spacious screened porch invites you to unwind, while deeded beach access ensures the Gulf's sugar-white sands are always just moments away. Offered fully furnished and turnkey, this home is ready to enjoy or continue generating income from day one. Additional value comes from assumable flood insurance at only $1,476 per year, helping keep operating costs low. This isn't just a home—it's a high-performing coastal asset in one of St. George Island's most desirable gated communities. Schedule your private showing today and see what makes this opportunity stand out.

1637 Wayfarers Ct, St. George Island
$1,799,000
4 Beds ⋅ 4 Baths ⋅ 327886 MLS
Bayfront with a dock and great Gulf views! Refined bayfront living in the gated community of Mariner's Harbor in this casually elegant home. Custom built in 2015, this 4BR/3.5BA residence has always been a full time or true second home, never rented and meticulously maintained in immaculate condition. Stunning, wide-plank heart pine floors throughout the home and high-end millwork bring warmth and craftsmanship throughout. The top floor is the central gathering space, where the great room focuses on panoramic bay views from all angles. The kitchen is both functional and refined, featuring plentiful custom cabinetry, a Wolf 36” gas range and microwave, Bosch refrigerator and dishwasher, and a large island for gathering or cooking. Spend sunsets on the bayfront Ipe wood deck, looking out over the community dock, SGI state park and eagles nesting! The primary suite is privately positioned on the top level with a Gulf-view deck, spacious walk-in closet, and en suite bath, with soaking tub and separate shower. On the first level, a second en suite bedroom is joined by two guest bedrooms, a full bath, plus a media room and office/flex space. As befitting a full-time home, the large laundry room has a sink a plentiful storage and an elevator services all levels. Outdoor entertaining is fun and easy with a screened pool and integrated enclosure, paver deck, and a fully equipped outdoor kitchen with granite counters, Ipe cabinetry, and Coyote grill, surrounded by lush, irrigated landscaping with citrus trees. Enclosed ground level humidity controlled storage room and recently repainted concrete under the house keep beach life tidy and organized. A private boardwalk leads to a white, sandy bay beach and the brand new community dock with a dedicated slip and nearly new 12,000 lb boat lift, right on the bay, surrounded by renowned flats fishing. Fishermen will love the boating access, beach-goers will love the easy beach access and *everyone* will love this fabulous home!

1639 Wayfarers Ct, St. George Island
$1,375,000
3 Beds ⋅ 3 Baths ⋅ 327810 MLS ⋅ Reid BLDG.
A Bayfront Escape for All Seasons- whether you're here for summer boating, autumn fishing or winter sunsets, this spacious waterfront retreat has it all. Expansive decks for entertaining, guest – friendly spaces and your own private covered deep water dock with a boat lift (approx 7,000 lbs)set the stage for unforgettable coastal living. Enjoy white sand beach frontage, a private swimming pool and the convenience of a cargo lift. The welcoming entry features a covered deck with comfortable outdoor seating, a ceramic tiled foyer with washer & dryer and ample storage areas. The first living level offers a bayfront king master suite, a guest bedroom and bath and an amazing cathedral ceiling living room with panoramic water views. The open dining area flows into a thoughtfully designed kitchen with a gas stove, island with extra seating & 2 utility closets. Ceramic tile runs throughout, leading to a spacious outdoor deck of the living area, plus a covered lower deck perfect for a porch swing, hammock and additional seating (approx 10'x32') The loft level is perfect for guests, with 3 beds, a TV seating area, a full bath & large storage space for seasonal items, well and irrigation system. Golf cart to shops, dining and the Lighthouse Park. The information in the Tax Assessor website does not include the loft which is approx. 400 sq ft plus unheated storage spaces approx 192 sq.ft. BUYER to verify all dimensions.

435 Mccloud St, St. George Island
$2,850,000
327787 MLS
7+ Bayfront Acres on St George Island with 6-Slip Boat Dock and Private Sand Beach! 384' Frontage on Apalachicola Bay overlooking the IntraCoastal Waterway. Rare opportunity to own the Last Remaining Undeveloped Tract of Land on St George Island, immersed in pristine natural habitats of the Gulf of Mexico and Apalachicola Bay! Dry sandy turf, naturally landscaped with a canopy of mature trees and native vegetation. Easy beach access across Gulf Beach Drive, first class fishing on Apalachicola Bay and the Gulf of Mexico. Preliminary Platting into 6 Bayfront lots was previously approved by Franklin County.

1549 E Gulf Beach Dr, St. George Island
$1,135,000
2 Beds ⋅ 2 Baths ⋅ 327774 MLS ⋅ Sunset Retreat BLDG.
MOVE IN READY! Recently updated! Get ready for summer! Bay front Home with Dock, Pool & Proven Rental Income ($78,960 on the books for 2026 as of 6/28/2026). Experience breathtaking sunset views from this beautifully renovated bay front home on St. George Island. Featuring deep water access to the Gulf and Apalachicola Bay, complete with a private boat dock and boat lift—perfect for boating, fishing, and coastal living. This light-filled home features a vaulted living area that opens to a spacious waterfront deck, pergola ideal for al fresco dining while enjoying panoramic sunset vistas. The updated kitchen includes stainless steel appliances, generous cabinetry, and a breakfast bar. The layout offers 2 large bedrooms and 2 full baths, including a waterfront primary suite with ensuite bath. Second bedroom is large and accommodates the queen size bed and set of bunk beds. Designed for relaxation and entertainment, the outdoor space boasts a private pool, hot tub, and a game room with pool table —creating an exceptional guest experience and maximizing rental appeal. Extensively renovated, this home includes impact windows and doors, LVP flooring, updated HVAC, decking, roof, water softener, freshly painted interior and a reinforced seawall with concrete and rip-rap. Sunset Retreat has been a short term rental for many years with many happy repeat guests. Over $86,000 in gross rental income (2025), with heavy owner use of several weeks including Labor Day, and sold turnkey furnished, this is a rare opportunity to own a high-performing vacation rental or private waterfront retreat on Florida's sought-after Forgotten Coast.

352 Patton St, St. George Island
$1,199,000
3 Beds ⋅ 3 Baths ⋅ 327761 MLS
Enjoy breathtaking sunsets over the Bay from this well- maintained waterfront home located in a quiet, golf-cart-friendly neighborhood on St. George Island. Perfect for a family fishing retreat, full-time residence, or investment property, this home features a private dock with covered 15,000lb boat lift and and a fish cleaning station, making it ideal for anglers and boaters alike. A durable vinyl seawall with rip rap protects the shoreline, while your own sandy beach area offers the perfect place to relax and enjoy the water. Multiple outdoor living spaces—including two sun decks, and a large enclosed porch with window AC overlooking the bay. Inside, the home offers comfortable single-level living with granite countertops, tile flooring in the main living areas, and beautifully refinished pine floors in the bedrooms. The split-bedroom floor plan provides privacy, and the spacious primary suite features an en-suite bath and cedar-lined walk-in closet. The master and one guest bedroom open to sun porches with water views. Additional features include cedar-lined closets, a handy cargo lift, and two large storage areas underneath the home as parking space for a golf cart or small boat. Located just a short walk to beach access at 7th Street, this well-cared-for property has never been a rental but offers excellent potential as a vacation rental investment.

719 Buck St, St. George Island
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